GET PRE-QUALIFIED
FOR A HOUSTON HOME
Whether it's your first key or your dream foundation — from renters to proud homeowners, everyone belongs at Houston 1st Time Home Buyers.
GET PRE-QUALIFIED
FOR A HOUSTON HOME
Welcome to Houston 1st Time Home Buyers! Experience modern guidance with local Texas integrity. Our program is built for families and hardworking individuals who are serious about ending rent. Tour brand new construction, claim up to $25,000 in Texas down payment grants, and unlock VIP builder incentives across Katy, Cypress, Conroe, Sugar Land, and beyond.
BUILT FOR YOUR SUCCESS
Everything you need under one roof: top new home communities, vetted Texas grant lenders, and zero-pressure advisors.
Brand New Construction
10-Year Builder Structural Warranty
Down Payment Grants
Up to $25,000 in Texas State Assistance
All Credit Profiles Welcome
FHA, VA, USDA & Conventional Programs
Energy Star Certified
Lowest Electric Bills in Greater Houston
Fast Track Pre-Approval
Same-Day Eligibility & Budget Roadmap
Master Planned Communities
Resort Pools, Parks, Splash Pads & Top Schools
COME WALK YOUR NEW FRONT PORCH
Nothing compares to standing in the kitchen of your brand new home, touching the quartz countertops, and smelling the fresh paint. We arrange private builder model home tours across Houston's hottest growth sectors.
- Katy & Fulshear: Master-planned waterparks & award-winning Katy ISD
- Cypress & Tomball: Quick Highway 290 and Grand Parkway commute
- Conroe & The Woodlands: Piney woods, lake access, and luxury living
- Richmond & Sugar Land: Fast growing, vibrant food scene & recreation
A HOMEOWNER
BECOME A HOMEOWNER
Select the financing route tailored to your savings, timeline, and family goals. No long-term leasing trap.
Texas DPA Grant Pathway
Up to $25,000 Assistance
$0 to Low Out-of-Pocket
Forgivable grant • No second lien on qualified programs
- Combine with FHA or Conventional loans
- Assistance covers down payment & closing costs
- Credit scores starting at 580 accepted
- Available across all Greater Houston counties
- Includes 1-on-1 home buyer education
Builder Rate Buydown
Save $450 - $700 / Month
As Low As 4.99% Fixed
Exclusive developer incentives on quick move-ins
- Brand new 3 to 5 bedroom homes ready now
- Free stainless steel appliance packages
- Up to $15,000 towards closing costs
- Smart home tech included
- Full manufacturer warranties on roof & HVAC
Texas Heroes & First-Gen
100% Financing Available
Zero Down & Reduced Fees
Teachers, healthcare, military, police & first-gen buyers
- No mortgage insurance options available
- Discounted title & appraisal fees
- Combine with local city & county grants
- Priority VIP access to new releases
- Free dedicated buyer representation
SEE WHAT YOU QUALIFY FOR
Takes 60 seconds • Won't affect your credit score • Instant access to Houston down payment grant programs
HOUSTON HEADQUARTERS
Houston, TX
Phone: (832) 753-5541
Email: bdixon@nexalending.com
CONSULTATION SCHEDULE
- Monday - Thursday: 9:00 am - 8:00 pm
- Friday: 9:00 am - 5:00 pm
- Saturday: 10:00 am - 3:00 pm
- Sunday: By Appointment
BUYER ACCESS PORTAL
Registered buyers receive 24/7 unlisted access to new builder releases, price drop alerts, and instant contract approval.
HOMEOWNERSHIP STARTS HERE.
Stop waiting for the "perfect time". Secure your rate, claim your down payment assistance, and step into the home your family deserves.